QuickDirect home loans are online to save you time, money and hassle. Here's why:
Quick by name, quick by nature
At QuickDirect in the vast majority of applications once we have received your signed full application and all the required supporting documentation from you we can issue approval in around 48 business hours if you havent already found a property, or an additional 24 business hours if you have already found a property (or are refinancing) and the Valuer has conducted and returned a Valuation report – ask any other lender you are considering what their approval time is!
Deal Direct and Save
Utilising a cost effective internet business model that doesn’t have to pay branch overheads simply means we can provide a better deal on your home loan. We team up with established funding partners to provide you with low interest rates (variable or fixed) no matter how much you borrow.
Convenience and Flexibility
Being an online mortgage provider means that you have the flexibility to use our calculators for your research and obtain your online Pre Approval with us from the convenience of your pc or laptop – no matter what the time or where you are!
Once you have had your initial conversation with an Online Mortgage Consultant they will look after you from that point through to settlement – however you may never need to call them again because with us you can track the progress of your applications online via your personal login and have the flexibility to conduct your ongoing relationship with your Consultant via email at a time that suits you and feel confident that they will respond to you as soon as they can.
Of course should you choose to deal with your Online Mortgage Consultant verbally you can as you will have their direct number so you will always have the ability to speak to them direct during office hours or leave them a message at any time when they are not available.
Importantly, whichever way you choose to deal with us rest assured you will always be advised of the progress of your loan by your Online Mortgage Consultant as soon as they are made aware – from receipt of your application through to formal approval and settlement.
Some Simple Home Truths!
We could employ and advertise the availability of staff 24/7 like some other lenders however this would incur the associated high costs that would need to be factored into what we can offer you with regard to interest rates, fees and charges – and the simple fact is the majority of those involved with the processing of your loan with any lender are only available during core business hours – including credit specialists, independent valuers, mortgage insurers and any legal representation such as conveyancers and solicitors.
As such there is no real benefit in speaking to someone at 9pm at night or on the weekend if they cannot speak to the relevant person until the next business day!
We will never hassle you!
At QuickDirect we do not believe in hassling our customers – you are always in control as we will always seek agreement with you on when you want to be contacted and act on your wishes!
Clear & Easy to Understand Products
We are determined to provide Australians with simple and easy to understand home loan products that only include the elements you want such as the ability to make early repayments, free redraw and easy access to your account information. We won’t ever complicate the process and confuse you with similar products that basically represent the same thing.
No Hidden Loan Fees or Charges
We have no application fees, no valuation fee, no settlement fee, no redraw fees, no additional repayment fees and no monthly account keeping fees for standard applications.
There are no fees associated with the QuickDirect pre-approval process. Wherever possible, we try to keep it simple and avoid charging fees to our customers, however in the unfortunate situation where you need to pull out during the formal application process costs may apply. See more information about loan fees and charges.
Technology to make life easier
At QuickDirect we use the internet to make applying for a loan and managing your account easier. For example when you are in the QuickDirect five step process you have access to online tracking that allows you to view your details, account status as well as the next step in the process. This transparency reduces any stress or uncertainty traditionally associated with getting a home loan and most importantly puts you in control (plus we are always available if you want to chat through any of the steps).
Get Instant Home Loan Pre-Approval
Applying for a QuickDirect loan is simple, convenient and fast with our 5 easy step online application form Apply for a home loan now. Or alternatively call us on 1300 79 69 80.
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